Car Finance For People with Bad Credit

There are some specialist companies who provide car finance to people with a poor credit rating who want to buy a newer, better car.

The companies listed can help you purchase a quality nearly new car, even if you have bad credit history, if you are in the armed forces, or are self-employed.

Bad credit car finance is available on a wide range of vehicles from all the popular makes including Ford, Fiat, Renault and Volkswagen from hatchbacks and family saloons to estate cars and people carriers.

Some companies will arrange the finance and supply the vehicles while others provide the finance only, leaving you to source your vehicle from a dealer of your choice.

  • Finances packages to purchase a newer car
  • Part exchange available
  • Hire purchase
  • All circumstances considered
  • Poor credit history
  • Bankrupt, IVA or CCJs
  • No credit history
  • Turned down for car finance elsewhere

Providing you are in employment earning over 1000, hold a valid UK driving licence, are aged 23 or over and are a UK resident with 3 years' address history, you have a good chance of being accepted for car finance by a specialist lender.